Table of contents

• Introduction
• Acceptance of Terms
• Definitions
• Eligibility and Account Registration
• Scope of Services
• User Obligations and Responsibilities
• Intellectual Property Rights
• Confidentiality and Non-Disclosure
• Payment Terms and Pricing
• Service Delivery and Modifications
• Third-Party Integrations and Links
• Data Privacy and Protection
• Limitation of Liability
• Indemnification
• Warranties and Disclaimers
• Termination of Access
• Governing Law and Jurisdiction
• Dispute Resolution
• Force Majeure
• Changes to These Terms

Introduction

Welcome to Othniel Phantasy Technology (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, products, applications, platforms, and any related services (collectively, the “Services”). By accessing or using any of our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must immediately discontinue use of our Services.

Acceptance of Terms

By visiting our website, creating an account, purchasing any product, or using our software or platforms, you confirm that you: Have read, understood, and accepted these Terms. Are of legal age and capacity to enter into binding agreements. Will comply with all applicable laws, regulations, and guidelines in your jurisdiction. If you are using our Services on behalf of an organization, you agree that you have the authority to bind that organization to these Terms.

Definitions

“Company” refers to Othniel Phantasy Technology. “User” or “You” means any individual, business, or entity accessing our Services. “Platform” refers to any website, mobile app, software, or system operated by the Company. “Content” means all materials, text, images, videos, code, and other information available on our Platforms. “Third Party” refers to any entity or person not directly controlled by Othniel Phantasy Technology.

Eligibility and Account Registration

To use certain Services, you may need to register for an account. You agree to: Provide accurate, complete, and updated information during registration. Maintain the security of your login credentials and promptly notify us of any unauthorized use. Take full responsibility for all activities conducted through your account. Othniel Phantasy Technology reserves the right to suspend or terminate accounts that violate our Terms or are involved in suspicious activities.

Scope of Services

Othniel Phantasy Technology provides a range of services including but not limited to: Software and web application development Mobile app creation and maintenance E-commerce and digital platform solutions Fintech and payment integration systems Cloud hosting, infrastructure, and security services Digital consultancy, mentorship, and training The specific terms for each service may be detailed in individual service agreements or project contracts.

User Obligations and Responsibilities

By using our Services, you agree to: Use the Services only for lawful purposes. Not engage in activities that could disrupt, damage, or compromise our systems. Not copy, resell, or redistribute our software or proprietary materials without authorization. Respect intellectual property, confidentiality, and fair-use principles. Comply with applicable local and international technology regulations. You further acknowledge that Othniel Phantasy Technology is not liable for damages resulting from misuse, unauthorized access, or user negligence.

Intellectual Property Rights

All intellectual property rights in our software, designs, trademarks, and platforms remain the sole property of Othniel Phantasy Technology. Users are granted a limited, non-exclusive, non-transferable license to use our Services for personal or business purposes as authorized. You may not modify, reverse engineer, reproduce, or distribute any part of our Services without written permission. Violation of intellectual property rights may result in legal action, account termination, and liability for damages.

Confidentiality and Non-Disclosure

Any information shared between you and Othniel Phantasy Technology during project execution or support shall remain confidential. We agree not to disclose or misuse proprietary information, trade secrets, or sensitive business data without consent. This confidentiality obligation remains effective even after termination of any service or agreement.

Payment Terms and Pricing

All pricing and payment terms are specified in your project proposal, invoice, or service plan. Payments must be made through approved channels only. Delayed or incomplete payments may result in service suspension. All fees are non-refundable unless otherwise stated in writing. Prices are subject to change based on market conditions or project scope. Othniel Phantasy Technology reserves the right to modify pricing structures for new or ongoing services with due notice.

Service Delivery and Modifications

We strive to deliver all services as agreed upon in your project scope and timeline. However, delivery timelines may vary based on revisions, user response times, or external factors. The Company reserves the right to: Update, modify, or enhance its software and platforms periodically. Temporarily suspend services for maintenance or upgrades. Replace or discontinue outdated features to improve performance and security.

Third-Party Integrations and Links

Our Services may contain links or integrations with third-party tools, APIs, or websites. We are not responsible for the content, accuracy, or security of external platforms. Users access third-party services at their own risk, subject to the respective providers’ terms and policies.

Data Privacy and Protection

Othniel Phantasy Technology is committed to protecting your data and adheres to the Nigeria Data Protection Regulation (NDPR) and global privacy standards such as the GDPR. We collect and process data only as necessary to deliver our Services. For detailed information on how we handle data, please refer to our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, Othniel Phantasy Technology and its affiliates shall not be liable for: Any indirect, incidental, or consequential damages. Loss of data, revenue, or business opportunities. Downtime or technical interruptions beyond our control. Our total liability for any claim arising out of these Terms shall not exceed the total amount paid by the user for the relevant Service.

Indemnification

You agree to indemnify and hold harmless Othniel Phantasy Technology, its affiliates, directors, and employees from any claims, losses, liabilities, or expenses arising from: Your misuse of the Services. Violation of these Terms. Infringement of intellectual property or third-party rights.

Warranties and Disclaimers

All Services are provided on an “as-is” and “as-available” basis. Othniel Phantasy Technology makes no express or implied warranties regarding: Fitness for a particular purpose. Uninterrupted or error-free operation. Compatibility with all systems or devices. We continuously improve and test our products, but users acknowledge that no system is entirely free of risk or defects.

Termination of Access

We reserve the right to terminate or suspend your access to any Service if you: Violate these Terms or any applicable law. Engage in fraudulent, abusive, or harmful behavior. Fail to make payments or meet contractual obligations. Upon termination, all rights granted to you under these Terms will cease immediately.

Governing Law and Jurisdiction

These Terms shall be governed by and construed under the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the competent courts of Lagos State, Nigeria, unless otherwise agreed in writing.

Dispute Resolution

In case of any dispute or claim, both parties agree to first attempt resolution through good-faith negotiation or mediation before pursuing legal remedies. If unresolved, the matter shall be settled through binding arbitration in accordance with Nigerian arbitration laws.

Force Majeure

Othniel Phantasy Technology shall not be held liable for delays or failures caused by circumstances beyond our reasonable control, including but not limited to: natural disasters, acts of war, pandemics, power outages, or internet disruptions.

Changes to These Terms

We may update or modify these Terms periodically to reflect changes in our services or applicable laws. Users will be notified of any significant updates, and continued use of our Services after such updates constitutes acceptance of the revised Terms.